Your final rate and points may be higher or lower, which will be determined after you apply. Rates on properties may vary based on loan product selected. Payments shown do not include amounts for taxes and insurance; actual payment obligation will be greater. For adjustable rate loans, after the initial period, rates and payments are based on today's index plus a margin. To get a custom quote based on your specific situation, contact Rushmore at 888.246.2422
Please click the following link to see Rushmore Licenses: Current Rushmore Licenses
Viewing of these files requires the use of Adobe® Reader®. This Program is available free of charge and available free for download by clicking here:
By clicking on this link you will be entering a website which is not under the control of Rushmore. We have no control over the nature, content and availability of this site, nor do we assume any responsibility for the accuracy, completeness and legality of the contents of this site, or for any offers and services contained therein.
Some of the information we collect about you is publicly available.
We also collect nonpublic information about you from a variety of sources, including:
The nonpublic information we collect may include your social security number, your income, your credit history and credit score, email address, other contact information and your account balances.
Only those employees and agents who need to have access to personal information including a social security to perform their jobs are authorized to use customer personal information. They may need access to personal information to service your account, provide other services and products to you, help you pursue financial objectives and to conduct our business. Our staff is required to maintain and protect the confidentiality of personal information and must follow established procedures to do so. Further, we maintain physical, electronic and procedural safeguards to protect customer information that meet or exceed all federal laws and regulations.
We do not share your personal information (as described above in "Information We Collect") with our affiliates. Our affiliates are companies controlled or owned by us, or companies that control us or are under common control with us.
We may share your personal information (as described above in "Information We Collect") with companies and individuals not affiliated with us, but under contract to perform services for us or on our behalf (such as vendors providing data processing, due diligence, computer software maintenance and development, transaction processing and/or marketing services).To help us service customer accounts or to offer products and services that may meet customer's financial needs, we may share your personal information (as described above in "Information We Collect") about our transactions and experiences with a customer with nonaffiliated financial service institutions with which we have agreements ("Joint Marketing Agreements") to jointly market financial services or products to you. Our joint marketing partners include mortgage companies and other companies that we believe may help you to improve your credit rating, manage your debts or refinance your loan. We require nonaffiliated companies and nonaffiliated financial service institutions with whom we share your personal information to agree to limit the use of such information to the purposes for which it was provided. You may not limit our disclosure of your personal information to third parties for the above purposes except as otherwise provided by the laws of your state of residence.
If you are a resident of the State of California, you are permitted to limit our disclosure of your personal information to nonaffiliated companies with which we have Joint Marketing Agreements (as described above in "Disclosure to Non-affiliated Third Parties"). If you do not want us to share your personal information with such companies, you may "opt out" by: (i) calling us at (888) 504-6700 or (ii) completing and mailing to us a CA Opt Out Notice (This requires Adobe Reader to view).
If you are a resident of the State of Vermont, we will not disclose your personal information to nonaffiliated third parties except as described above in "Disclosure to Non-affiliated Third Parties". We will only provide joint marketing companies with your name, contact information and information about our transactions and experiences with you.
We also may disclose your personal information to others, including nonaffiliated companies and regulatory authorities, as either required or permitted by applicable law. For example, we may disclose personal information to:
In the event that our business should be sold or transferred (whether by merger, sale of assets or otherwise), your personal information may be transferred to our successor.
In order to access certain portions of the Website, you may be required to establish and use User Codes. In doing so, we may ask for certain additional information so that we may confirm your identity. This additional information may be necessary to prevent fraud and to ensure that only you have access to your account information and other nonpublic personal information. We may deny access to your personal information if we believe a customer's identity is suspect.
You may access the Website to learn about us, our products and services and find out how to contact us without providing any nonpublic personal information. We collect anonymous information about users who access the Website in this way. The type of anonymous information that we gather includes, but is not limited to, the date and time of your visit, which pages of the Website you visit and how much time you spend on the Website. We only collect and use such information about our users in the aggregate. The general information we collect enables us to serve our customers better by continually improving the Website based on up-to-date usage patterns.
We use standard Web-based tracking technologies such as "cookies" and Web server logs to collect information about how the Website is used. A cookie is a small amount of data that is sent to your browser from a Web server and stored on your computer's hard drive. On most web browsers, you will find a "help" section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. Acceptance of cookies is not a requirement to use the Website; however, certain areas and features of the Website require your acceptance of cookies in order to work properly. If you choose to accept cookies, we may collect your personal information without your prior permission.
E-mail sent within the Website is secure. However, e-mail sent to us through other means may not be secure unless we advise you that security measures will be in place prior to your transmitting the information. Do not send confidential information such as social security or account numbers to us via an unsecured e-mail. Such communications should be sent to use via postal mail at Rushmore Loan Management Services LLC, Customer Service Department, PO Box 52708, Irvine, California 92619-2708, or you may call us at the number set forth below.
The Website is directed at adult customers and potential customers. We do not knowingly collect personal information from children through the Website. We encourage parents and legal guardians to monitor their children's Internet usage and instruct their children to never provider personal information through any website without their permission. If you have reason to believe that a child has provided personal information to us through the Website, please contact us, and we will endeavor to delete that information from our databases.
If you have questions or concerns about the security of your personal information or our privacy policies or with to obtain a copy of our Privacy Statement, please contact us at (888) 504-6700.
Effective Date: 07/26/16
From time to time we may revise these Terms. If there are material changes to these Terms, we will notify you of such changes by posting a message on the Website. We encourage you to periodically review these Terms. Any revision will be effective immediately upon posting. By accessing or using the Website after we have posted notice of revised Terms, you agree to such revised Terms. If you are a registered user of the Website, we will require you to consent to these Terms and to material revisions of these Terms through an electronic signature by requesting that you affirmatively click on a box containing the words "I accept," "I agree," or a similar phrase. If you click on such a box, your click will be deemed your legally binding electronic signature.
Access to and use of certain portions of the Website may require a user name, password and/or other unique identifiers which you will be required to use ("User Codes"). User Codes are for your personal use only and you are responsible for the security and confidentiality of your User Codes. You are responsible for all acts or omissions that occur while your User Codes are being used. We are not responsible for any breach of security caused by your failure to maintain the confidentiality and security of your User Codes. You agree to notify us immediately in the event of loss, theft or disclosure of any or all of your User Codes or if you believe the confidentiality or security of any or all of your User Codes has been compromised in any way or if you learn about a possible or actual unauthorized access to and/or use of the Website. We may revoke or modify your User Codes at any time without prior notice.
We may, in our sole discretion, permit you to consent to agreements on the Website through an electronic signature by requesting that you affirmatively click on a box containing the words "I Accept," "I Agree" or a similar phrase. If you click such a box, your click will be deemed your legally binding electronic signature. Carefully review any agreement before clicking on such a box and agreeing to the terms of that agreement.
All intellectual property rights in the images, text, screens and Web pages provided through the Website are owned by us or our affiliates or licensors. You may copy information from the Website for your personal use only, provided that each such copy includes any copyright, trademark or service mark notice or attribution as they appear on the original pages from the Website. The information and materials may not otherwise be copied, displayed, distributed, downloaded, licensed, modified, published, reported, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without our express written permission. The following marks are trademarks and/or service marks owned by us (the "Rushmore Marks"): Rushmore Loan Management Services name and logo. Other company, product, and service names and logos used and displayed on the Website may be trademarks or service marks of their respective owners who may or may not endorse or be affiliated with or connected to us. No license or right to use any of the Rushmore Marks is granted, whether by implication, estoppel, or otherwise unless specifically granted in writing by us in each instance. All goodwill generated from the use of the Rushmore Marks will inure to our benefit. If you believe that the Website contains content that infringes your copyright, please provide the following information to our Copyright Agent designated below: (i) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed; (iii) a description of where the material that you claim is infringing is located on the Site; (iv) your address, telephone number and email address; (v) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and (vi) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or duly authorized to act on the copyright owner's behalf. Our Copyright Agent's information is as follows: General Counsel; Roosevelt Management Company LLC, 1540 Broadway, Suite 1500, New York, NY 10036; Phone: (212) 938-4800; Fax: (888) 303-8477.
We will use commercially reasonable efforts to include accurate and up-to-date information on the Website, but we make no warranties or representation as to the accuracy of the information. For your convenience, the Website may contain certain form legal documents. The presence of these forms does not constitute the delivery of legal advice to you. You should consult with your own counsel about the advisability of using any such document.
THE USE OF THE WEBSITE AND ALL CONTENT AND SERVICES AVAILABLE THROUGH THE WEBSITE IS ENTIRELY AT YOUR OWN RISK. NEITHER WE NOR OUR AFFILIATES OR SUBSIDIARIES, OR OUR OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS (COLLECTIVELY THE "RUSHMORE PARTIES") ARE RESPONSIBLE FOR THE CONSEQUENCES OF SUCH USE. THE WEBSITE AND ALL CONTENT AND SERVICES AVAILABLE THROUGH THE WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, (i) ANY WARRANTIES CONCERNING THE AVAILABILITY OR CONTENT OF INFORMATION, PRODUCTS, SERVICES OR RESULTS AND (ii) ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE WEBSITE OR ANY CONTENT OR SERVICES AVAILABLE THROUGH THE WEBSITE IS TO STOP USING THE WEBISTE OR THE CONTENT OR SERVICES AVAILABLE THROUGH THE WEBSITE. IN NO EVENT WILL ANY OF THE RUSHMORE PARTIES BE LIABLE (WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE) FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF THE WEBSITE OR ANY CONTENT OR SERVICES AVAILABLE THROUGH THE WEBSITE.
You agree to indemnify the Rushmore Parties and hold them harmless from and against any losses, damages, proceedings and costs and expenses (including reasonable attorneys' fees) relating to or arising from your use of the Website or the content or services available through the Website or your violation of these Terms.
While the Website is generally available 24 hours a day, we do not guarantee that the Website will be available at any particular time or with any particular frequency. We may make the Website unavailable or interrupt service from time to time for any reason whatsoever, including routine maintenance. In addition, the Website may be unavailable or interrupted due to circumstances outside of our control. We have no liability to you for any losses or damages arising out the interruption or unavailability of the Website.
We reserve the right, in our sole discretion, to restrict, suspend or terminate these Terms and your access to all or any part of the Website at any time and for any reason without prior notice or liability. We reserve the right to change, suspend, or discontinue all of any part of the Website at any time without prior notice or liability.
You agree that your use of the Website is governed by the laws of the State of New York. In any action to enforce these Terms or arising out of your use of the Website, you consent to the exclusive personal and subject matter jurisdiction of the state and federal courts of New York located within the Borough of New York, New York for the adjudication of all matters relating hereto or arising hereunder, and you hereby waive any objections to such venue. The sections of this Agreement entitled Intellectual Property, Disclaimer, Limitation of Liability, Indemnification and General shall survive the termination of these Terms. These Terms contain the entire agreement between you and us concerning your use of the Website and all content and services available through the Website and supersedes all existing agreements and all other oral, written or other communication between us concerning its subject matter.
Effective Date: 07/26/16