Request a copy with the county recorder’s office where the property is located.
Successor in Interest
I would like to have financial responsibility for the loan — what do I need to do?
This is called a Loan Assumption, which occurs when a purchaser of a property assumes the existing mortgage loan debt of the original customer (who is now “selling” the home and loan debt to the new buyer). This may or may not be allowed depending on the owner of the loan (which is either a private investor or government agency) and you’ll need to check with and get the approval of the lender.