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Interest rates on ARM products are not all adjusting because of the index change.
However, if you have a HELOC which adjusts monthly, or if your ARM note or modification Change Date is July 1, 2023, then your new interest rate will be calculated using the SOFR index along with your margin.
Learn more about how interest rate is calculated on an ARM loan in this FAQ
Rushmore Loan Management Services is a residential mortgage servicer and originator with services that include special servicing and prime sub-servicing, correspondent lending, and property disposition. We are dedicated to providing outstanding service and customer support with a commitment to ethical business practices. Learn more.
At Rushmore, our customers are at the center of everything we do. Our focus is on helping each one find the right financial solutions. With a wide range of career opportunities available, we invite you to realize your career goals with us while assisting customers with what matters most to them. Learn more.