Welcome to Rushmore! Whether your mortgage is a standard home loan or a home equity line-of-credit, we’re happy to have you as a new customer and want to help make this transition as easy as possible. We know you have questions, and we’re here to guide you through the process.
Let our experience work for you.
Rushmore is rated A+ by the Better Business Bureau, their highest rating.
We are a full service servicer operating in all 50 States, DC, and Puerto Rico.
We have over 400,000 customers across our footprint.
Why was my mortgage transferred?
Mortgages are transferred all the time, and this is actually great news for you!
Right now, our team is focused on making your transition as smooth as possible, and we look forward to working with you in the years ahead, as your mortgage servicing needs continue to change.
Answers to Common Questions.
Generally, the terms of your loan will not change as a result of a transfer of servicing. Rushmore will honor the terms of your loan that were in place with your prior servicer, including any existing repayment plan or loan modification to which you agreed with your prior servicer. Contact Customer Care toll-free at 888-504-6700 Monday – Friday 8:00AM – 6:00PM CST if you have questions.
If your loan is owned by Fannie Mae or Freddie Mac, you may reach customer service for your loan by calling, toll-free, (888) 616-5400, Monday – Friday 8:00AM – 6:00PM CST.
It is possible that in the future, your loan may be transferred to another servicer. That decision will be made by the owner of your loan. If the servicing of your loan is transferred again, you will receive written notification.
To find out if your automatic monthly payment will transfer to Rushmore, please check the transfer notice that was sent by your prior servicer. The notice will indicate if your automatic payment will be transferred.
Automatic Payment Not Transferring:
If your automatic monthly payments are not transferring to Rushmore, once you have your new loan number, you can setup automatic payment online once you sign in.
Automatic Payment Transferring:
If your automatic monthly payment is transferred to Rushmore by your prior servicer please be aware your automatic monthly payment cannot be modified online. If you need to modify your automatic payment, simply give us a call toll-free at 888-504-6700 Monday – Friday 8:00AM – 6:00PM CST and we can make those changes over the phone.
Yes. Your previous servicer will forward any payment they receive to Rushmore within sixty (60) days after your loan is transferred, and we will credit it to your loan. After the sixty (60) days, this service may no longer be provided and any payment sent to your prior servicer may be returned to you.
If my loan was transferred from Rushmore and I send my payment to you, will my payment be forwarded to my new servicer?
Yes. If your loan was transferred from Rushmore, Rushmore will forward any payments received within sixty (60) days after the effective date of the transfer to your new servicer. After the sixty (60) days, this service may no longer be provided and any payment received by Rushmore may be returned to you.
While your prior servicer will notify your insurance carrier of the transfer, it is highly recommended that you confirm your carrier has been properly notified. In the event they did not receive notification, please ask your insurance carrier to change the mortgagee clause to: Rushmore Loan Management Services LLC, its successors and/or assigns ATIMA PO Box 692409 San Antonio, TX 78269-2409 Note: Please make sure your Rushmore loan number is included on any insurance documents sent to Rushmore.
Will I be able to use my Home Equity Line-of-Credit convenience checks as an electronic check? (For example, making a payment online by providing the routing number and account number.)
How will the transfer of my loan affect my mortgage life or disability insurance, or any other type of optional insurance?
Read our full list of FAQs